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ENHANCED and IMPAIRED ANNUITY QUOTES

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Annuity Rates UK- Check if you qualify

Picking a good-value pension annuity rate could give your pension a significant lift.

If you can answer yes to any of the following questions you may be able to obtain a higher income:

  • Do you regularly smoke cigarettes?

  • Do you take regular medication?

  • Have you ever been hospitalised for a medical conditions

If you have answered yes to any of the above questions, we will check if you qualify for special annuity rates.

It is Estimated up to 40% of annuitants qualify for enhanced annuities

Examples of some of the conditions that may qualify

  • cancer
  • heart conditions
  • diabetes
  • asthma
  • obesity
  • high blood pressure
  • organ transplants
  • stroke
  • liver disease
  • alzheimer's
  • chronic lung disease
  • kidney disease
  • multiple sclerosis
  • Parkinson's Disease
  • or a disease of the central nervous system.

with one simple form we can check with all the enhanced annuities providers and see if you qualify, the difference can make a significant impact on your annuity rate

Enhanced annuities - Quote Comparisons

Which Annuity?
Most people opt for a conventional lifetime annuity, but there are several options to pick from. The best annuity rates can have the following options:

  • Level annuity Your income will stay the same each year irrespective of inflation.
  • Increasing annuity This can either match inflation for the rest of your life or rise by a specific percentage each year.
  • Guaranteed annuity This will continue to pay out for a time to a nominated individual if you die soon after retiring.
  • Joint-life annuity A joint life annuity gives your partner some or all of your continuing income if they outlive you.
  • Investment-linked annuity If you have a larger pension fund, you may prefer to invest it in the stock market. This means that your annual income could go down as well as up.
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If your fund is over 50,000 after taking tax free cash then don't forget to consider looking at the Pension Drawdown Option